:root{--bk:#0a0a0b;--gr:#1c1d20;--g2:#2b2d31;--line:#d9d9db;--mut:#6b6e74;--acc:#1f4fa8;--wh:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,sans-serif;font-weight:300;color:var(--bk);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Inter",sans-serif;font-weight:300;letter-spacing:-.02em;line-height:1.08;margin:0 0 .5em}
a{color:inherit}.wrap{max-width:1280px;margin:auto;padding:0 40px}
.eyebrow{font-size:.7rem;letter-spacing:.32em;text-transform:uppercase;font-weight:500;color:var(--mut);margin-bottom:18px}
.topbar{background:var(--bk);color:#9a9ca1;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;border-bottom:1px solid #222}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:10px 40px;flex-wrap:wrap}.topbar b{color:#fff;font-weight:500}
header{position:sticky;top:0;z-index:20;background:rgba(10,10,11,.86);backdrop-filter:blur(14px);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo img{height:48px;display:block}
nav a{margin:0 18px;text-decoration:none;font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;font-weight:400;opacity:.8;transition:opacity .3s}
nav a:hover{opacity:1}
.btn{display:inline-block;padding:15px 34px;border-radius:2px;font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;font-weight:500;text-decoration:none;transition:all .35s ease;cursor:pointer}
.btn-solid{background:#fff;color:var(--bk);border:1px solid #fff}.btn-solid:hover{background:transparent;color:#fff}
.btn-line{border:1px solid currentColor;background:transparent}.btn-line:hover{background:currentColor}.btn-line:hover{color:inherit;box-shadow:inset 0 0 0 100px rgba(127,127,127,.15);background:transparent}
.menu{display:none;background:none;border:0;color:#fff;font-size:1.4rem;cursor:pointer}
.hero{position:relative;min-height:calc(100vh - 110px);color:#fff;background:#000 url(../img/hero-sunset.jpg) 50% 60%/cover no-repeat;display:flex;align-items:flex-end;padding:0}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.55) 0,rgba(0,0,0,.05) 40%,rgba(0,0,0,.75) 100%)}
.hero .wrap{position:relative;width:100%;display:grid;grid-template-columns:1.3fr 420px;gap:60px;align-items:end;padding-top:120px;padding-bottom:72px;animation:fade 1.4s ease both}
.hero .eyebrow{color:#c9cbd0}.hero h1{font-size:clamp(2.6rem,5.4vw,4.8rem);font-weight:200}.hero h1 em{font-style:normal;font-weight:500}
.hero p{color:#d4d6da;font-size:1.05rem;max-width:520px}.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
@keyframes fade{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
.quote-card{background:rgba(255,255,255,.97);color:var(--bk);padding:36px;border-radius:0;border-top:2px solid var(--acc)}
.quote-card h3{font-size:1.5rem}.quote-card label{display:block;font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;font-weight:500;color:var(--mut);margin:20px 0 6px}
.quote-card select,.quote-card input{width:100%;padding:12px 0;border:0;border-bottom:1px solid #bfc1c5;border-radius:0;background:transparent;font:inherit;font-size:1rem;outline:none;transition:border .3s}
.quote-card select:focus,.quote-card input:focus{border-color:var(--acc)}
.quote-card button{width:100%;margin-top:26px;background:var(--bk);color:#fff;border:1px solid var(--bk)}.quote-card button:hover{background:var(--acc);border-color:var(--acc);color:#fff}
.small{font-size:.8rem;color:var(--mut)}
.stripe{background:var(--bk);color:#cfd1d5;border-top:1px solid #222}.stripe .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding:0 40px}
.stripe span{padding:22px 0;text-align:center;font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;border-left:1px solid #2a2a2d}.stripe span:first-child{border-left:0}
section{padding:120px 0}.center{text-align:center}.lead{color:var(--mut);max-width:600px;margin:0 auto 56px}
h2{font-size:clamp(2rem,3.8vw,3.2rem)}
#coverage .wrap{position:relative}
.rail-nav{display:flex;justify-content:flex-end;gap:8px;margin-bottom:20px}
.rb{width:46px;height:46px;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:1rem;transition:.3s}.rb:hover{background:var(--bk);color:#fff;border-color:var(--bk)}
.rail{display:flex;gap:0;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.rail::-webkit-scrollbar{display:none}
.card{flex:0 0 300px;scroll-snap-align:start;padding:44px 32px;border-right:1px solid var(--line);text-decoration:none;display:block;transition:background .4s,color .4s}
.card:hover{background:var(--bk);color:#fff}.card:hover p{color:#aaa}
.card .ic{font-size:1.4rem;filter:grayscale(1)}.card h3{font-size:1.6rem;margin:48px 0 10px}.card p{margin:0;color:var(--mut);font-size:.92rem;transition:color .4s}
.card span{display:inline-block;margin-top:34px;font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;font-weight:500;border-bottom:1px solid currentColor;padding-bottom:4px}
.dark{background:var(--bk);color:#fff}.dark .lead,.dark .eyebrow{color:#8d9096}
.steps{display:grid;grid-template-columns:repeat(3,1fr);counter-reset:s;border-top:1px solid #2a2a2d}
.step{padding:40px 36px 10px 0;border-right:1px solid #2a2a2d;margin-right:36px}.step:last-child{border-right:0}
.step:before{counter-increment:s;content:"0" counter(s);display:block;font-size:.7rem;letter-spacing:.3em;color:#8d9096;margin-bottom:28px}
.step h3{font-size:1.6rem}.step p{color:#a5a8ad}
.band{min-height:70vh;display:flex;align-items:center;color:#fff;background:#000 url(../img/home-dusk.jpg) center/cover no-repeat;position:relative}
.band:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.7),rgba(0,0,0,0) 60%)}.band .wrap{position:relative;width:100%}.band .eyebrow{color:#c9cbd0}.band h2{font-weight:200;max-width:520px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:96px;align-items:center}
.photo{aspect-ratio:4/5;background:#efeff0;display:grid;place-items:center;color:var(--mut);font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;text-align:center;padding:24px;border:1px solid var(--line)}
.badge{display:inline-block;font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;border:1px solid var(--bk);padding:8px 14px;margin-bottom:22px}
#about p{color:#3a3c40}#about .btn{margin-top:18px}
#team{background:#f5f5f6!important}.team{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;text-align:left}
.team .photo{aspect-ratio:3/4;filter:grayscale(1)}.team h3{font-size:1.15rem;margin:18px 0 2px;font-weight:400}.team p{margin:0;color:var(--mut);font-size:.72rem;letter-spacing:.2em;text-transform:uppercase}
.es{background:var(--acc);color:#fff;padding:0}.es .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;padding:56px 40px}.es h2{font-weight:200}
.es .btn-solid{color:var(--acc)}
.reviews{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #2a2a2d;border-bottom:1px solid #2a2a2d}
.rev{padding:48px 36px;border-right:1px solid #2a2a2d;font-size:1.15rem;font-weight:200;color:#e3e4e6;line-height:1.5}.rev:last-child{border-right:0}
.rev b{display:block;margin-top:28px;font-size:.66rem;letter-spacing:.24em;text-transform:uppercase;font-weight:500;color:#8d9096}
#reviews .btn-line{color:#fff}
details{border-bottom:1px solid var(--line);padding:24px 0}details:first-of-type{border-top:1px solid var(--line)}
summary{font-weight:400;font-size:1.1rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between}summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-weight:200;font-size:1.4rem;transition:transform .3s}details[open] summary:after{transform:rotate(45deg)}details p{color:var(--mut)}
#contact{background:#f5f5f6!important}.contact{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.contact .card{border-right:1px solid var(--line);text-align:left;padding:44px 32px}.contact .card:last-child{border-right:0}.contact .card h3{margin-top:32px}
footer{background:var(--bk);color:#8d9096;padding:80px 0 40px;font-size:.88rem}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid #222}
footer h4{color:#fff;font-size:.68rem;letter-spacing:.26em;text-transform:uppercase;font-weight:500}footer a{display:block;text-decoration:none;margin:6px 0;transition:color .3s}footer a:hover{color:#fff}
.preview{margin-top:24px;padding:14px 0;border-top:1px solid #333;color:#c9cbd0;font-size:.7rem;letter-spacing:.2em;text-transform:uppercase}
@media(max-width:960px){.wrap{padding:0 22px}.topbar .wrap{padding:8px 22px;justify-content:center;text-align:center}
nav{display:none}nav.open{display:flex;flex-direction:column;position:absolute;top:76px;left:0;right:0;background:var(--bk);padding:12px 22px}nav.open a{margin:0;padding:16px 0;border-bottom:1px solid #222}.menu{display:block}.hdr-cta{display:none}
.hero{min-height:auto;background-position:62% center}.hero .wrap{grid-template-columns:1fr;gap:40px;padding-top:120px;padding-bottom:0}.quote-card{margin:0 -22px;padding:30px 22px}
.stripe .wrap{grid-template-columns:1fr 1fr;padding:0}.stripe span:nth-child(3){border-left:0}.stripe span{border-top:1px solid #2a2a2d}
section{padding:80px 0}.card{flex:0 0 78%}.split{grid-template-columns:1fr;gap:40px}.team{grid-template-columns:1fr 1fr;gap:18px}
.steps,.reviews,.contact{grid-template-columns:1fr}.step{border-right:0;margin:0;border-bottom:1px solid #2a2a2d;padding:32px 0}.rev,.contact .card{border-right:0;border-bottom:1px solid #2a2a2d}.contact .card{border-color:var(--line)}
.band{min-height:60vh;background-position:70% center}footer .cols{grid-template-columns:1fr}.es .wrap{padding:48px 22px}}
.hero:before{background:linear-gradient(180deg,rgba(0,0,0,.6) 0,rgba(0,0,0,.35) 45%,rgba(0,0,0,.85) 100%)}
.hero .quote-card p{color:var(--mut)}
@media(max-width:960px){.topbar .wrap span:first-child{display:none}.hero{background-position:38% center;background-size:cover}.hero .wrap{padding-top:90px}.hero h1{font-size:2.4rem}.stripe span{font-size:.6rem;padding:16px 6px}}
@media(max-width:960px){.hero{background:#000 url(../img/hero-sunset.jpg) 45% 0/auto 400px no-repeat}.hero .wrap{padding-top:340px}
.hero:before{background:linear-gradient(180deg,rgba(0,0,0,.15) 0,rgba(0,0,0,.1) 240px,#000 400px,#000 100%)}}
/* quote intake */
.qz{padding:100px 0 120px;background:#fff}.qz-wrap{max-width:760px}.qz h1{font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:200}
.lead-l{color:var(--mut);margin-bottom:40px}.lead-l a{color:var(--acc)}
.prog{height:2px;background:var(--line)}.bar{height:2px;background:var(--acc);width:0;transition:width .5s ease}
.steplbl{font-size:.66rem;letter-spacing:.26em;text-transform:uppercase;color:var(--mut);margin:14px 0 30px}
.st{border:0;padding:0;margin:0;animation:fade .5s ease both}.st legend{font-size:1.6rem;font-weight:300;margin-bottom:24px;padding:0}
.st label{display:block;font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;font-weight:500;color:var(--mut);margin-bottom:24px}
.st input:not([type=radio]):not([type=checkbox]),.st select,.st textarea{display:block;width:100%;margin-top:8px;padding:12px 0;border:0;border-bottom:1px solid #bfc1c5;border-radius:0;background:transparent;font:inherit;font-size:1rem;letter-spacing:0;text-transform:none;color:var(--bk);outline:none;transition:border .3s}
.st textarea{border:1px solid #bfc1c5;padding:12px;resize:vertical}
.st input:focus,.st select:focus,.st textarea:focus{border-color:var(--acc)}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.opts{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.opts label{margin:0;position:relative;border-right:1px solid var(--line);border-bottom:1px solid var(--line);cursor:pointer}
.opts input{position:absolute;opacity:0}.opts span{display:block;padding:24px 22px;font-size:1rem;letter-spacing:0;text-transform:none;color:var(--bk);font-weight:300;transition:.3s}
.opts label:hover span{background:#f5f5f6}.opts input:checked+span{background:var(--bk);color:#fff}.opts input:focus-visible+span{outline:2px solid var(--acc)}
.chk{display:flex!important;gap:14px;align-items:flex-start;text-transform:none!important;letter-spacing:0!important;font-size:.9rem!important;font-weight:300!important;color:var(--ink)!important;line-height:1.5}
.chk input{width:20px;height:20px;margin-top:2px;accent-color:var(--bk);flex:0 0 auto}
.bad{color:#b3261e!important}.bad input,.bad select,.bad textarea{border-color:#b3261e!important}.opts.bad,.st .bad span{outline:0}
.err{color:#b3261e;font-size:.9rem;min-height:1.4em}
.navb{display:flex;justify-content:space-between;gap:14px;margin-top:10px;border-top:1px solid var(--line);padding-top:28px}
.btn-dark{background:var(--bk);color:#fff;border:1px solid var(--bk);font:inherit;font-size:.72rem}.btn-dark:hover{background:var(--acc);border-color:var(--acc)}
.navb .btn-line{font:inherit;font-size:.72rem;color:var(--bk)}.hp{position:absolute;left:-9999px}
.done h2{font-weight:200}.done a{color:var(--acc)}
@media(max-width:960px){.qz{padding:60px 0 80px}.f2{grid-template-columns:1fr}.opts{grid-template-columns:1fr}.navb .btn{flex:1;text-align:center;padding:16px 10px}}
.opts.bad{border-color:#b3261e;box-shadow:0 0 0 1px #b3261e}
/* tap-to-pick tiles */
.qlbl{font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;font-weight:500;color:var(--mut);margin:6px 0 12px}
.tiles{display:grid;gap:10px;margin-bottom:26px}.t2{grid-template-columns:1fr}.t3{grid-template-columns:repeat(3,1fr)}.t4{grid-template-columns:repeat(4,1fr)}.t5{grid-template-columns:repeat(5,1fr)}
.tiles.bad{outline:1px solid #b3261e;outline-offset:4px}
.tile{position:relative;background:#fff;border:1px solid var(--line);border-radius:2px;padding:16px 10px;font:inherit;font-size:.92rem;font-weight:400;color:var(--bk);cursor:pointer;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;min-height:56px;
 opacity:0;animation:tileIn .45s cubic-bezier(.2,.7,.2,1) forwards;animation-delay:calc(var(--i,0)*22ms);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease,background .25s}
.tile img{width:46px;height:46px;object-fit:contain;filter:grayscale(1) contrast(1.1);opacity:.85;transition:filter .3s,opacity .3s}
.mk .tile{min-height:104px;font-size:.8rem}
.tile:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(10,10,11,.08);border-color:#9fa2a8}.tile:hover img{filter:none;opacity:1}
.tile:focus-visible{outline:2px solid var(--acc);outline-offset:2px}
.tile.on{border-color:var(--acc);box-shadow:0 0 0 1px var(--acc);animation:pop .32s ease forwards}.tile.on img{filter:none;opacity:1}
.tile.on:after{content:"✓";position:absolute;top:6px;right:8px;width:18px;height:18px;border-radius:50%;background:var(--acc);color:#fff;font-size:.68rem;line-height:18px;text-align:center;animation:pop .3s ease}
.tile.add{border-style:dashed;color:var(--acc)}
@keyframes tileIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes pop{0%{transform:scale(1);opacity:1}45%{transform:scale(1.05)}100%{transform:scale(1);opacity:1}}
#vw.swap{animation:fade .4s ease both}
.vin{display:flex;gap:10px;align-items:flex-end;border-top:1px solid var(--line);padding-top:20px}.vin span{font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;color:var(--mut);white-space:nowrap;padding-bottom:12px}
.vin input{flex:1;padding:12px 0;border:0;border-bottom:1px solid #bfc1c5;font:inherit;outline:none;letter-spacing:.08em}.vin .btn{font:inherit;font-size:.68rem;padding:12px 20px;color:var(--bk)}
.linkb{background:none;border:0;color:var(--acc);font:inherit;font-size:.85rem;cursor:pointer;padding:6px 0;margin-right:18px}
.filter{width:100%;padding:12px 0;margin-bottom:14px;border:0;border-bottom:1px solid #bfc1c5;font:inherit;outline:none}
.loading{padding:30px 0;color:var(--mut);animation:fade .6s ease infinite alternate}
.vlist{display:grid;gap:8px;margin-bottom:18px}.vchip{display:flex;justify-content:space-between;align-items:center;padding:14px 16px;background:var(--bk);color:#fff;animation:fade .4s ease both}
.vchip small{color:#9a9ca1;margin-left:8px}.vchip button{background:none;border:0;color:#fff;font-size:1.2rem;cursor:pointer}
.st:not([hidden]){animation:stepIn .5s cubic-bezier(.2,.7,.2,1) both}@keyframes stepIn{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
@media(max-width:960px){.t5{grid-template-columns:repeat(3,1fr)}.t3{grid-template-columns:repeat(2,1fr)}.t4{grid-template-columns:repeat(4,1fr)}.mk .tile{min-height:92px}.vin{flex-wrap:wrap}.vin span{width:100%;padding:0}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-delay:0ms!important;transition-duration:.01ms!important}.tile{opacity:1}html{scroll-behavior:auto}}
/* jigsaw tiles */
.tiles.pzg{gap:0;margin:8px 8px 30px;overflow:visible}
.pzg .tile{background:transparent;border:0;box-shadow:none!important;border-radius:0;opacity:1;animation:none;transform:none;overflow:visible;z-index:1}
.pzg .tile>*:not(svg){position:relative;z-index:1}
.pzg .tile svg.pz{position:absolute;pointer-events:none;overflow:visible;z-index:0}
.pzg .tile svg.pz path{fill:#fff;stroke:#a9acb2;stroke-width:1.2;transition:fill .3s,stroke .3s}
.pzg .tile:hover{z-index:2}.pzg .tile:hover svg.pz path{fill:#f7f7f8;stroke:#8e9197}
.pzg .tile.on{z-index:4}.pzg .tile.on svg.pz path{fill:#f3f6fc;stroke:var(--acc);stroke-width:1.6}
.pzg .tile.on:after{z-index:2}
.opts.pzg{border:0}.opts.pzg label{border:0;margin:0}.opts.pzg span{background:none!important;color:var(--bk)!important;padding:20px 10px}
.opts.pzg input{position:absolute;opacity:0;pointer-events:none}
.t2c{grid-template-columns:repeat(2,1fr)}.pzg .tile{min-height:64px}.mk.pzg .tile{min-height:108px}
.opts.bad{box-shadow:none;outline:1px solid #b3261e;outline-offset:10px}
.pick.pzg{margin-bottom:34px}.pzg .tile{min-height:60px}
.pick.bad{outline:1px solid #b3261e;outline-offset:14px}
.photo.mono{background:#0a0a0b;border:0}.photo.mono img{width:55%}
.photo.ini{font-size:2rem!important;letter-spacing:.1em;color:#0a0a0b;background:#e9e9eb;font-weight:200;filter:none}
/* glass quote card */
.hero .quote-card{background:rgba(255,255,255,.64);-webkit-backdrop-filter:blur(12px) saturate(1.2);backdrop-filter:blur(12px) saturate(1.2);border:1px solid rgba(255,255,255,.45);border-top:2px solid var(--acc);box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero .quote-card p,.hero .quote-card label{color:#3a3c40}
.hero .quote-card select,.hero .quote-card input{background:rgba(255,255,255,.55);padding:12px 10px;border-bottom-color:#8d9096;color:#111}
@media(max-width:960px){.hero .quote-card{background:rgba(255,255,255,.94)}}
/* hero slideshow: 4 slides, 1s dissolve + 2s hold */
.hero{background:#000!important}
.hero-slides{position:absolute;inset:0;z-index:0;overflow:hidden}
.hero:before{z-index:1}.hero .wrap{z-index:2}
.hero-slides i{position:absolute;inset:0;background:#000 center/cover no-repeat;opacity:0;animation:heroFade 27s linear infinite both;will-change:opacity}
.hero-slides .s1{background-image:url(../img/hero-sunset.jpg);background-position:50% 60%;animation-delay:-1s}
.hero-slides .s2{background-image:url(../img/hero-city.jpg);background-position:50% 70%;animation-delay:2s}
.hero-slides .s3{background-image:url(../img/hero-moto.jpg);background-position:50% 65%;animation-delay:5s}
.hero-slides .s4{background-image:url(../img/hero-boats.jpg);background-position:50% 50%;animation-delay:8s}
@keyframes heroFade{0%{opacity:0}3.704%{opacity:1}14.815%{opacity:1}18.519%{opacity:0}100%{opacity:0}}
@media(max-width:960px){.hero-slides{bottom:auto;height:400px}.hero-slides i{background-size:cover}
.hero-slides .s1{background-position:45% 50%}.hero-slides .s2{background-position:40% 60%}.hero-slides .s4{background-position:40% 50%}}
@media(prefers-reduced-motion:reduce){.hero-slides i{animation:none;opacity:0}.hero-slides .s1{opacity:1}}
.hero-slides .s5{background-image:url(../img/hero-rv.jpg);background-position:55% 60%;animation-delay:11s}
.hero-slides .s6{background-image:url(../img/hero-bike-night.jpg);background-position:50% 55%;animation-delay:14s}
@media(prefers-reduced-motion:reduce){.hero-slides .s5,.hero-slides .s6{animation:none;opacity:0}}
.hero-slides .s7{background-image:url(../img/hero-sportbikes.jpg);background-position:50% 55%;animation-delay:17s}
@media(prefers-reduced-motion:reduce){.hero-slides .s7{animation:none;opacity:0}}
.hero-slides .s8{background-image:url(../img/hero-liberty-suv.jpg);background-position:50% 45%;animation-delay:20s}
@media(prefers-reduced-motion:reduce){.hero-slides .s8{animation:none;opacity:0}}
.hero-slides .s9{background-image:url(../img/hero-drift.jpg);background-position:50% 55%;animation-delay:23s}
@media(prefers-reduced-motion:reduce){.hero-slides .s9{animation:none;opacity:0}}
/* local SEO section */
.local-seo{background:#fff;padding:96px 0;border-bottom:1px solid var(--line)}
.local-seo h2{font-size:clamp(1.9rem,3.4vw,2.8rem);font-weight:200;margin:0 0 40px;letter-spacing:-.01em}
.ls-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:64px}
.local-seo p{color:#3a3c40;font-size:1.02rem}.local-seo a{color:var(--bk);font-weight:500;text-decoration:underline;text-underline-offset:3px}
.local-seo h3{font-size:.7rem;letter-spacing:.28em;text-transform:uppercase;font-weight:600;color:var(--mut);margin:0 0 14px}
.ls-list{list-style:none;padding:0;margin:0 0 36px;border-top:1px solid var(--line)}.ls-list li{padding:11px 0;border-bottom:1px solid var(--line)}
.ls-towns{color:var(--mut)!important;font-size:.95rem!important}.ls-es{color:var(--mut)!important}
@media(max-width:960px){.local-seo{padding:64px 0}.ls-grid{grid-template-columns:1fr;gap:28px}}

/* sporty type: Archivo Expanded headlines/labels, Inter body */
h1,h2,h3,h4,.st legend,summary{font-family:"Archivo",sans-serif;font-stretch:125%;font-variation-settings:"wdth" 125;font-weight:800!important;letter-spacing:-.035em;text-transform:none}
.hero h1{font-size:clamp(2.3rem,4.6vw,4.1rem);line-height:1.02}.hero h1 em{font-weight:900}
h2{font-size:clamp(1.7rem,3.2vw,2.7rem)}.local-seo h2{font-size:clamp(1.6rem,3vw,2.4rem)}.qz h1{font-size:clamp(1.9rem,3.8vw,2.9rem)}
.eyebrow,.btn,nav a,.topbar,.stripe span,.card span,.badge,.steplbl,.local-seo h3,footer h4,.rev b,.team p,.quote-card label,.st label{font-family:"Archivo",sans-serif;font-stretch:125%;font-variation-settings:"wdth" 125;font-weight:700}
.btn{font-weight:800}
body{font-family:"Inter",system-ui,sans-serif;font-weight:400}
.rev{font-weight:400}.hero p{font-weight:400}
/* bigger header */
header .wrap{height:96px}.logo img{height:64px}
.hdr-cta{font-size:.95rem!important;font-weight:800!important;letter-spacing:.08em!important;padding:16px 26px!important}
@media(max-width:960px){header .wrap{height:80px}.logo img{height:56px}nav.open{top:80px}}
/* square jigsaw tiles */
.tiles.pzg,.tiles.pzg.t2c,.tiles.pzg.t3,.tiles.pzg.t4,.tiles.pzg.t5,.tiles.pzg.t2{grid-template-columns:repeat(auto-fill,minmax(118px,1fr))}
.pzg .tile,.mk.pzg .tile{aspect-ratio:1/1;min-height:0!important;height:auto;padding:12px}
.pzg .tile img{width:52%;height:52%;max-width:64px;max-height:64px;object-fit:contain}
@media(max-width:960px){.tiles.pzg,.tiles.pzg.t2c,.tiles.pzg.t3,.tiles.pzg.t4,.tiles.pzg.t5,.tiles.pzg.t2{grid-template-columns:repeat(3,1fr)}}
.pzg .tile{display:flex!important;flex-direction:column;align-items:center!important;justify-content:center!important;text-align:center;box-sizing:border-box;min-width:0;width:auto}
.opts.pzg span{padding:6px!important;line-height:1.3}
.tiles.pzg{margin:8px 0 30px;max-width:100%;box-sizing:border-box}
.st legend{line-height:1.15}
.team .photo.has-img{padding:0;overflow:hidden}.team .photo.has-img img{width:100%;height:100%;object-fit:cover;object-position:50% 20%;display:block}

/* team page + team link + state line */
.btn-dark-line{background:transparent;color:var(--bk);border:1px solid var(--bk)}.btn-dark-line:hover{background:var(--bk);color:#fff}
.ls-state{color:var(--bk)!important;font-weight:600;margin-top:10px}
.teampg{padding:90px 0 110px;background:#fff}.teampg h1{font-size:clamp(2.2rem,4.5vw,3.6rem);margin-bottom:.3em}.teampg .lead{color:var(--mut)}.teampg .lead a{color:var(--bk);font-weight:600}
.tm-list{margin-top:56px;border-top:1px solid var(--line)}
.tm{display:grid;grid-template-columns:220px 1fr;gap:48px;padding:48px 0;border-bottom:1px solid var(--line);align-items:start}
.tm img{width:220px;height:220px;object-fit:cover;filter:grayscale(1);display:block}
.tm h2{font-size:1.7rem;margin:0 0 6px}.tm-title{font-family:"Archivo",sans-serif;font-stretch:125%;font-variation-settings:"wdth" 125;font-weight:700;font-size:.7rem;letter-spacing:.24em;text-transform:uppercase;color:var(--mut);margin-bottom:18px}
.tm p{color:#3a3c40;max-width:680px}
@media(max-width:960px){.teampg{padding:56px 0 80px}.tm{grid-template-columns:1fr;gap:20px;padding:36px 0}.tm img{width:100%;height:auto;aspect-ratio:1/1;max-width:360px}}
.teampg .lead{text-align:left;margin-left:0;max-width:none}
/* logo +15% */
header .wrap{height:104px}.logo img{height:74px}
@media(max-width:960px){header .wrap{height:84px}.logo img{height:64px}nav.open{top:84px}}

/* hero rearrange (approved mock) */
header .wrap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center}
header nav{justify-self:center}header .hdr-cta{justify-self:end}
.hero{align-items:flex-start;min-height:100vh}
.hero .wrap.mock-stack{display:flex;flex-direction:column;align-items:center;text-align:center;gap:34px;padding-top:56px;padding-bottom:64px}
.mock-stack h1{width:100%;margin:0}
.mock-stack .quote-card{width:100%;max-width:440px;text-align:left}
.mock-stack .hero-sub{max-width:720px;margin:0 auto}
.mock-stack .cta-row{justify-content:center;margin-top:22px}
@media(max-width:960px){header .wrap{display:flex}.hero .wrap.mock-stack{padding-top:340px;gap:28px}.mock-stack .quote-card{max-width:none}}
header .hdr-cta{white-space:nowrap}

.mock-stack .eyebrow{margin:0 0 -14px}
#vw .qlbl{font-family:"Archivo",sans-serif;font-stretch:125%;font-variation-settings:"wdth" 125;font-weight:800;font-size:1.25rem;letter-spacing:-.02em;text-transform:none;color:var(--bk);margin:28px 0 14px}
.tiles.pzg#addq{grid-template-columns:repeat(2,minmax(0,200px))!important}#addq .tile span{font-size:1.05rem;font-weight:600}
#addq .tile span{padding:0 22px!important}
/* quoter v3: one question per screen */
.qz3{padding:56px 0 110px}.qz3 .qz-wrap{max-width:820px}
.prog3{margin:0 auto 46px;max-width:620px;text-align:center}.prog3 .pbar{position:relative;height:6px;background:#e4e5e8;border-radius:6px}
.prog3 .pfill{height:100%;width:0;background:var(--bk);border-radius:6px;transition:width .6s cubic-bezier(.2,.7,.2,1)}
.prog3 .pknob{position:absolute;top:50%;left:0;width:34px;height:34px;margin:-17px 0 0 -17px;border-radius:50%;background:#0a0a0b;border:2px solid #fff;box-shadow:0 4px 12px rgba(0,0,0,.25);object-fit:contain;padding:3px;transition:left .6s cubic-bezier(.2,.7,.2,1)}
.prog3 .steplbl{margin:22px 0 0;text-align:center}
.qz3 .st legend{display:block;width:100%;text-align:center;font-size:clamp(1.6rem,3.4vw,2.4rem);margin-bottom:28px}
.qz3 .st .qsub,.qz3 .qsub{text-align:center;color:var(--mut);margin:-14px auto 26px;max-width:560px}
.qz3 .st>label,.qz3 .st .f2{max-width:560px;margin-left:auto;margin-right:auto}
.qz3 .st .tiles.pzg{max-width:720px;margin-left:auto;margin-right:auto}
.qz3 .tiles.pzg.t2c{max-width:440px;grid-template-columns:repeat(2,1fr)!important}
.qz3 .st.in-r{animation:slideInR .45s cubic-bezier(.2,.7,.2,1) both}.qz3 .st.in-l{animation:slideInL .45s cubic-bezier(.2,.7,.2,1) both}
@keyframes slideInR{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:none}}@keyframes slideInL{from{opacity:0;transform:translateX(-40px)}to{opacity:1;transform:none}}
.qz3 .navb{max-width:560px;margin:34px auto 0}
.consent{max-width:560px;margin:18px auto 0;font-size:.74rem;line-height:1.55;color:var(--mut)}.consent a{color:var(--bk)}
.alt3{text-align:center;font-size:.8rem;color:var(--mut);margin-top:40px}.alt3 a{color:var(--bk)}
.fetch{max-width:520px;margin:20px auto;text-align:center}.fetch h2{font-size:clamp(1.6rem,3.2vw,2.2rem)}
.frows{display:grid;gap:10px;margin-top:26px;text-align:left}.frows div{position:relative;padding:16px 18px 16px 50px;border:1px solid var(--line);background:#fff;font-weight:500;opacity:0;animation:frow .5s ease forwards}
.frows div:before{content:"";position:absolute;left:18px;top:50%;width:16px;height:16px;margin-top:-8px;border-radius:50%;border:2px solid #c9cbd0;border-top-color:var(--bk);animation:spin .8s linear infinite}
.frows div:nth-child(2){animation-delay:.7s}.frows div:nth-child(3){animation-delay:1.4s}.frows div:nth-child(4){animation-delay:2.1s}
@keyframes frow{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}@keyframes spin{to{transform:rotate(360deg)}}
.done3{max-width:600px;margin:0 auto;text-align:center}.done3 .dk{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;background:var(--bk);color:#fff;display:grid;place-items:center;font-size:1.8rem;animation:pop .4s ease}
.done3 h2{font-size:clamp(1.7rem,3.6vw,2.5rem)}.done3 .chip{display:inline-block;margin:6px 0 24px;padding:9px 18px;border:1px solid var(--bk);font-family:"Archivo",sans-serif;font-stretch:125%;font-weight:700;font-size:.72rem;letter-spacing:.2em;text-transform:uppercase}
.dcard{border:1px solid var(--line);padding:28px;text-align:left;background:#fff;box-shadow:0 18px 40px rgba(10,10,11,.06)}
.dag{display:flex;gap:16px;align-items:center;padding-bottom:20px;border-bottom:1px solid var(--line);margin-bottom:20px}.dag img{width:64px;height:64px;border-radius:50%;object-fit:cover}.dag b{display:block;font-family:"Archivo",sans-serif;font-stretch:125%;font-weight:800}.dag span{display:block;font-size:.85rem;color:var(--mut)}
.dcard h3{font-size:1.4rem;margin:0 0 6px}.dcard p{color:var(--mut);margin:0 0 16px}.dphone{background:#f3f3f4;padding:12px 16px;text-align:center;margin-bottom:16px}.dphone small{display:block;color:var(--mut);font-size:.72rem}.dphone b{font-size:1.2rem}
.dcall{display:block;width:100%;text-align:center;font-size:1rem!important;padding:20px!important;box-sizing:border-box}
.dnext{text-align:left;margin-top:30px;border:1px solid var(--line);padding:24px 28px}.dnext ol{margin:0;padding-left:20px}.dnext li{margin:12px 0}.dnext li b{display:block}.dnext li span{color:var(--mut);font-size:.9rem}
@media(max-width:960px){.qz3{padding:34px 0 80px}.qz3 .tiles.pzg.t2c{max-width:none}}
/* attention hop + shake on main quote buttons */
@keyframes ctaHop{0%,80%,100%{transform:none}83%{transform:translateY(-7px)}86%{transform:translateY(0) translateX(-4px)}88%{transform:translateX(4px)}90%{transform:translateX(-3px)}92%{transform:translateX(3px)}94%{transform:translateX(-1px)}96%{transform:none}}
.quote-card button[type=submit],.hero .cta-row .btn-solid{animation:ctaHop 4s ease-in-out 1.5s infinite}
.quote-card button[type=submit]:hover,.quote-card button[type=submit]:focus-visible,.hero .cta-row .btn-solid:hover,.hero .cta-row .btn-solid:focus-visible{animation-play-state:paused}
@media(prefers-reduced-motion:reduce){.quote-card button[type=submit],.hero .cta-row .btn-solid{animation:none}.qz3 .st.in-r,.qz3 .st.in-l{animation:none}}
.prog3 .pbar{margin:0 18px}

/* hero quote card v2: tiles + ~18% bigger */
.mock-stack .quote-card{max-width:520px;padding:42px}
.hero .quote-card h3{font-size:1.8rem}.hero .quote-card .small{font-size:.95rem}
.hero .quote-card label{font-size:.75rem}
.hero .quote-card input{font-size:1.18rem;padding:15px 12px}
.hero .quote-card button[type=submit]{padding:19px 24px;font-size:1.05rem}
.qtiles{grid-template-columns:repeat(5,1fr);margin:10px 8px 8px!important}
.qtiles .tile{min-height:74px;padding:10px 4px;gap:5px;font-size:.78rem;width:auto;margin:0}
.qtiles .tile svg.ic{width:24px;height:24px;color:#2a2c30;position:relative;z-index:1}
.qtiles .tile.on svg.ic{color:var(--acc)}
@media(max-width:560px){.mock-stack .quote-card{padding:28px 20px}.qtiles .tile{min-height:66px;font-size:.68rem}.qtiles .tile svg.ic{width:20px;height:20px}.hero .quote-card h3{font-size:1.55rem}}

.quote-card .qtiles .tile,.quote-card .qtiles .tile:hover{width:auto;margin:0;background:transparent;color:#1a1b1e;border:0;padding:10px 4px;letter-spacing:.02em;text-transform:none;font-family:inherit;font-weight:500;animation:none}
.quote-card .qtiles{display:grid;grid-template-columns:repeat(5,1fr)}

.st[data-s=coverage] .tile span{font-weight:800;font-size:1rem;color:#111;letter-spacing:.01em}
@media(max-width:560px){.st[data-s=coverage] .tile{padding:14px 2px;min-height:62px}.st[data-s=coverage] .tile span{font-size:.8rem}}